In recent months, Fairfield has been especially popular among young professionals. Not intimidated by the commute or having secured remote work, these buyers are taking the opportunity to trade glass, concrete, and steel towers for Fairfield's majestic natural setting, charming local communities, and elegant, laid-back lifestyle.
While this area of nearly 960,000 residents is one of the northeast's most desirable places, moving to Fairfield County can prove challenging. It's especially true for those undecided if they will rent first and buy later or dive head first into Fairfield's real estate market.
Let's explore this vibrant, picturesque region further with everything you need to know about moving to Fairfield.
An affluent alternative to NYC
Of course, size is relative. With 1.7 million people living within Manhattan's 23-square-mile footprint, Fairfield and its 837 square miles will seem exceedingly rustic and rural by comparison. The broader natural spaces, coastal charm, and community-oriented events starkly contrast NYC's skyscrapers and busy streets. It's a transition that still promises some degree of urban living but on a much smaller scale.
While it may lack some of New York's big city glamor, Fairfield County is an area of considerable affluence. The area from Greenwich to the town of Fairfield is considered Connecticut's Gold Coast, often ascribed as one of the wealthiest collections of towns and neighborhoods anywhere in the U.S., including the county's most prominent Gold Coast communities of Greenwich, Stamford, and Fairfield.
Outstanding amenities (including luxury boutique shopping, fine dining, gorgeous beaches and other outdoor activities) separate Gold Coast neighborhoods from other outlying NYC commuter communities. It comes as little surprise that Fairfield County's high-end lifestyle is reflected in the region's above-average cost of living.
Housing options range from luxurious waterfront homes to opulent retreats nestled further inland to more modest luxury interspersed across nine of the region's most prominent communities. While property costs in this region of Fairfield County are substantial, those moving here will find they align with the quality of parks and community services.
Choosing a home in Fairfield County
The real question is determining your initial steps before moving to Fairfield. Is it wiser to rent first, explore your future residency options, and buy when the time suits you? Or is it better to quickly scope out the lay of the land, narrow your preferred communities and type of home within a few weeks, and then jump straight into homeownership when the right combination of house and location presents itself?
There isn't a right or wrong answer, but simply what works best for you and your current situation. Here are a few steps to consider before moving forward in either direction.
Partner with an experienced Fairfield real estate agent
For those who are less interested in the prospect of renting, the earlier you can engage a Fairfield County real estate agent, the better. They'll provide real-time information on Fairfield homes for sale and which markets would be a good investment or permanent residence based on your specific needs.
All buyers stand to benefit from an advisor’s deep knowledge of the buying process in Fairfield. They can assist with everything from helping you refine your budget to narrowing down your ideal neighborhoods to coordinating home tours, offers, and inspections and being your advocate during negotiations.
Renting versus buying on Fairfield's Gold Coast
But then reality sets in, and narrowing down the options turns out to be a daunting process. The choice hinges on financial considerations, long-term goals, personal preferences, and location. Even seasoned home buyers can struggle to choose between the coastal compounds of Darien, the stately seclusion in New Canaan, or the timeless charm of Greenwich or the town of Fairfield.
Rent first, buy later
The downside to the rent first, buy later approach usually comes from complacency. Establishing a home base with a low-maintenance lifestyle can delay the decision-making process. Those delays lead to a late start on what can be lucrative equity building. It can also set up a situation for instability, where the money being spent is offering zero return, and you're subject to the whims of volatile rent increases or no guarantee of continued availability.
Buy first
That said, buying sooner will help you move past the instability of relocation. You can start reaping the benefits of your investment, make it your own, enroll kids into their permanent schools, and acclimate yourself to your new surroundings. Given the Gold Coast's perennial appeal, the sooner you buy, the sooner you'll lock into a sound long-term investment.
Cost of Living Beyond Housing
While housing often takes center stage in relocation plans, it’s important to consider Fairfield County’s broader cost of living. Property taxes vary widely between towns, which can influence long-term affordability just as much as the home price itself. Everyday expenses like groceries, dining out, and healthcare also trend higher than national averages, reflecting the area’s affluence. Commuting costs can add up quickly, too, whether through Metro-North train fares into New York City or time spent navigating I-95 and the Merritt Parkway. For many, these expenses are balanced by the county’s high quality of life, excellent public services, and access to world-class amenities.
Schools and Education
Fairfield County is synonymous with outstanding schools, which often drive families’ relocation decisions. Public school districts in towns like Westport, Darien, and New Canaan consistently rank among the best in the state, offering exceptional academics, arts, and athletics. Families also find an impressive selection private and preparatory schools, including nationally recognized institutions such as Greenwich Academy and Brunswick School. For higher education, the region is home to Fairfield University, Sacred Heart University, and the University of Bridgeport, ensuring lifelong learning opportunities remain close to home.
Employment and Business Opportunities
Though many residents commute to New York City, Fairfield County itself has a strong business presence that continues to grow. Stamford is a major corporate hub, hosting financial institutions, media companies, and tech firms that attract professionals from across the region. Westport and Norwalk also offer vibrant business communities, with opportunities ranging from creative agencies to global headquarters. For those working remotely, Fairfield’s abundance of co-working spaces and networking events makes it easy to stay connected while enjoying the lifestyle perks of suburban Connecticut.
FAQs About Moving to Fairfield County, CT
What makes Fairfield County, CT a desirable place to live?
Fairfield County combines New England charm with easy access to New York City. Residents enjoy coastal beauty along Long Island Sound, expansive parks and outdoor spaces, luxury shopping and dining, and a strong sense of community. The area is often described as an affluent yet welcoming alternative to city living.
What is the cost of living like in Fairfield County, CT?
Yes, Fairfield County has one of the highest costs of living in the region, especially in its Gold Coast communities like Greenwich, Westport, and Darien. Beyond housing, newcomers should consider property taxes, commuting costs, healthcare, and day-to-day expenses. These higher costs, however, reflect the exceptional schools, services, and amenities available.
Should I rent or buy when moving to Fairfield County?
Both options have advantages. Renting first allows you to explore different towns and neighborhoods, with Stamford being especially popular for short-term rentals. Buying sooner helps you establish roots, build equity, and settle into schools and community life. The choice depends on your financial goals and readiness.
What kinds of jobs are available in Fairfield County?
While many residents commute to New York City, Fairfield County itself has a thriving job market. Stamford is a major corporate center with financial, tech, and media companies. Westport and Norwalk also host creative and business hubs, and remote workers will find plenty of co-working spaces across the region.
Are you ready to move to Fairfield?
To start your Fairfield home buying journey, contact Cindy Raney & Team today and allow their advisory team, with decades of experience and expertise, to assist you in finding Fairfield homes for sale and navigating the exceptional Fairfield luxury real estate market.
*Header photo courtesy of Shutterstock